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Time to Start Moving In!
Some celebrate with champagne and some are just thankful to finish the deal! Either way, you’ll want to do a few housekeeping things at this point in the process.
Final Walk-Through Inspection
The final walk-through is the last time you will inspect the house before purchasing. At this point, the contingencies in the Purchase Agreement should be met and all of the seller’s belongings removed from the home. Usually, the final inspection takes place the day before or the day of closing.
Closing
When you are satisfied with the inspection, then, it is time to close. You, the seller, and the closing agent will sign the settlement agreement, which details the financial transactions enacted through the process to certify its accuracy. You will sign your loan documents and deposit the balance of your down payments and closing costs to escrow. If you are bringing funds to the transaction, then you can choose to either bring a certified bank check to the closing in the amount specified in the settlement statement, or you can have the funds electronically wired to the escrow account. Once everything has been completed, the deed will be recorded at the County Recorder’s office and you will officially take ownership of your property.
When you are ready to get started, call Andrew at 775.232.2663 or complete this short form and one of our agents will be in touch.
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Tips For Buying The Perfect Home
Be Mindful of Your Budget
Just because you qualify for the maximum loan amount doesn’t mean you should spend it all on the purchase price. Remember to account for closing costs, property taxes, and any potential repairs or renovations.
Research the Neighborhood
Choose a location that fits your lifestyle and long-term needs. Consider factors such as school proximity, commute times, and access to shopping, dining, and other conveniences.
Never Skip the Home Inspection
A professional inspection can uncover issues that may not be visible during a walkthrough. This step gives you peace of mind and ensures you’re making a well-informed investment.
Get Pre-Approved
Pre-approval demonstrates to sellers that you’re a serious buyer with financing in place — giving you a competitive advantage over other shoppers.
Make a List of Deal Breakers
Know what you can live with and what you cannot live without and also those things that can be taken care of with a simple remodel. If you need a 4 bedroom home, don't buy one with 2 that requires a massive addition which can break your budget.
Look At The Age Of Appliances & Other Systems
Some of the most expensive features of a home are Appliances, HVAC, Hot Water Heater, Septic/Well, and Roof. You should pay attention to their age and whether they have required service. You may even be able to get the seller to add a home warranty.
Check For HOA Requirements
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood, and the fees associated with having an HOA. They are usually listed as annual fees.
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Learn More About Other Cities We Serve
- Reno
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- Carson City